Privacy Policy
1NB Bank Privacy Policy
Facts
WHAT DOES 1NB BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number
- Account balances and payment history
- Mortgage rates and payments
- Credit card or other debt
- Checking account information
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1NB Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
Does 1NB Bank share?
Can you limit this sharing?
For our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes to offer our products and services to you.
Yes
No
For joint marketing with other financial companies.
Yes
No
For our affiliates’ everyday business purposes – information about your transactions and experiences.
No
We Don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness.
No
We Don’t Share
For our non-affiliates to market you.
No
We Don’t Share
Questions?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1NB Bank chooses to share; and whether you can limit this sharing.
Who We Are
Who is providing this notice?
1NB Bank
What We Do
How does 1NB Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit the access to information to those employees for whom access is appropriate.
How does 1NB Bank collect my personal information?
We collect your personal information, for example, when you…
- Open an account
- Apply for a loan
- Use your debit card
- Make a wire transfer
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only…
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
* 1NB Bank does not share with non-affiliates, so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies
* Our joint marketing partners can include other financial service companies.
Revised: February 05, 2026
